Should legislation be passed to allow health insurers to sell policies across state lines?

Can a strict set of policy guidelines be passed that creates the same insurance regulations in each state or that it a state's rights issue?



If not, then policies will be allowed to be sold across state lines using the insurers home state standard for coverage, thereby creating an immediate stampede by insurers to relocate to the state with the lowest (or no) standards.

It would also encourage some states to lower their standards in order to attract the insurers to their state.Should legislation be passed to allow health insurers to sell policies across state lines?I am with you on the first part of your question. The answer is that insurance regulation has been left to the states under current and well established Constitutional interpretation. In order to sell insurance in a state, the insurer needs the approval of the state. This is, and in my view, should remain the law.



I do not understand your little essay that follows your question. It presupposes the wrong answer to your question, or doesn't make sense, or both.



Edit: thanks for the correction. With that correction, I agree with you. So do the insurance regulators. This is a well-settled point of law.Should legislation be passed to allow health insurers to sell policies across state lines?
go for it.Should legislation be passed to allow health insurers to sell policies across state lines?Lowering standards is not in the best interest of the consumer.Should legislation be passed to allow health insurers to sell policies across state lines?
I'm for anything that creates competition.Should legislation be passed to allow health insurers to sell policies across state lines?No. The law prohibiting interstate insurance sales needs to be repealed.